People often make an application for a mortgage in principle to give them to assurance that they can obtain a mortgage at the level they require. A lender will say that, if all information is correct and the home valuation is approved, they will lend you the money to buy your new home.

A decision can usual be given in 24 hours once all of the requested information is provided to the lender.

A mortgage broker is an independent third-party broker that will give you advice on suitable products for your borrowing needs. They will consider your requirements and look at your situation and provide guidance in terms of the best options available to you. They will then review the lending market and advise you on the best products available to you. The broker typically charges a set fee for this service.

Our sales team will be on-hand to help recommend independent brokers to you to make the process as simple as possible.

It is recommended that you use a solicitor to deal with all the legal aspects of buying your new home. If you are obtaining a mortgage to buy your new home, then it will be a requirement of the lender that you use a suitably qualified solicitor that the lender approves.

The solicitor will be responsible for drawing up the contracts for the purchase, as well as making various searches and enquiries to ensure that you are fully informed on the purchase. They will also deal with transferring the money when it is time to exchange and complete the purchase of your new home.

Our support team will be on hand to help recommend independent solicitors if you require.

Stamp Duty Land Tax is payable on a home purchase where the value is more than £125,000 if you’re a current homeowner or more than £300,000 if you are a first time buyer.

The amount of Stamp Duty you will pay, will depend on the value of your new home and there are set price bands with percentages determining how much you pay. On the first £125,000 you pay 0%, between £125,001 and £250,000 you pay 2%, and between £250,001 and £925,000 you pay 5%. If you are buying a second home, there is a further 3% payable though if you sell the second home within 3 years of the new home purchase, the 3% is refunded.

Your solicitor will be in charge of dealing with stamp duty on your behalf. The payment needs to be made to HMRC within 30 days of your new home legally completing and becoming yours.

If you are using a mortgage to buy the home, the solicitor won’t be able to complete the purchase until the Stamp Duty funds are in place, as they require for legal completion with the lender.

The exclusivity of our homes means they are often in high demand. Our Sales Team usually hold a list of clients who are interested in each development or particular plots so that all parties can be informed when they are released for sale.

You can register your interest on the relevant development page to be included in any updates via email or text message, or you can contact the Sales Team who will be happy to keep you informed using your preferred contact method.

Please read our privacy policy for details on how Foxglove Homes uses, stores and protects your personal information.

The Sales Team will go through the Plot Information Form with you prior to completing a Reservation Form. This is used to ensure you are fully aware of all the details relating to the home you are purchasing.

Once this is complete and you are happy to proceed, the Sales Executive will complete the Reservation Form with you and take a reservation fee from you to confirm your intent to purchase. The reservation fee is deducted from the balance of your new home upon legal completion.

If you are reliant on the sale of your existing home to finance your new home, you must have agreed a sale on your property before you can reserve a new home with us.

If you have a property to sell, we can introduce you to part-exchange specialists or support you with our Assisted Sale service to get you moving sooner, if you wish.

We’re not just building a home, we’re building your home – and depending on the build stage, we give you the opportunity to personalise it to your own taste before you move in.

We offer a wide range of kitchen styles and tile colours, as well as optional upgrades, so we can create a home that is tailored to your needs, and ready to enjoy as soon as you move in.

Your Sales Executive will advise which options are available and will then arrange a convenient time for you to visit and make your selections.

At Foxglove Homes we place the highest priority on service and satisfaction. The Sales Executive or Site Manager will make a courtesy visit 24-hours after the handover, in case there is anything we can do to help you settle in. The Site Manager will then arrange two further visits (one at 7-days and one at 28-days), giving you the opportunity to report anything that may need rectifying, or to ask any questions once you’ve had chance to try out your new home. For extra peace of mind, our new-build homes come with a ten-year LABC Warranty, one of the UK’s leading new-home warranty providers, which covers any structural defects that may appear within the first ten years.